Contradictions in Obama's Speech

I saw three major contradictions in President Obama's speech:

First, Obama states, "Nothing in our plan requires you to change what you have." This statement is followed by a laundry list of mandates that insurance companies will be required to comply with if they wish to stay in business. If your insurance company wants to keep its current customers premiums low by not accepting customers with pre-existing conditions, too bad, it will be against the law. Want to buy a plan that does not cover routine checkups, but instead provides only basic catastrophic coverage? Again, too bad, that will be illegal as well. So how exactly does the current plan "in no way require you to not change what you have?" It doesn't. Michael Tanner makes the same point in his the NY Post column from this morning.

Second, the President repeatedly claims that under his plan, insurance will become more affordable. But what about all of these mandates? How will that make coverage more affordable? It seems to me that these mandates will have exactly the opposite effect. For example, what kind of homeowners insurance would be cheaper? The kind where you have to purchase it before the hurricane arrives, or the kind where you can wait until after your house blows away before you have to start paying premiums?

And finally, David Henderson over at Econlog highlights a contradiction about the cost of the plan and how the plan will be financed. First, Obama says "I have insisted that like any private insurance company, the public insurance option would have to be self-sufficient and rely on the premiums it collects." Sounds good. But then later in the speech, he says "Finally, let me discuss an issue that is a great concern to me, to members of this chamber, and to the public - and that is how we pay for this plan." Which is it?

[Update]

On the "how are we going to pay this" contradiction, I now realize that Obama was saying that the public option insurance plan will be self sufficient, but that the entire plan, which includes subsidies for people to buy insurance and other programs, will need to be paid for. So my original post was misleading, but I'm not sure the story gets any better. The public insurance plan will allegedly be self sufficient, but only after the government gives away hundreds of billions that will then be used to buy insurance from the government.